Truth be told, Millennials tend to be more gullible when it comes to just about anything in the real world, nowadays. But when it comes to things like online scams, the expectation is that Millennials are a bit more capable of smelling the b.s. being thrown at them. Arguably, if they can’t smell the b.s. being thrown at them over how many genders there are, we honestly shouldn’t expect them (yes, I know I’m a Millennial too) to be too bright about this sort of stuff either.
But HotAir.com has an article about online scams and which demographic is reportedly more liable to fall for one. According to the article: “New data from the Federal Trade Commission reveals that younger people in their twenties were not only scammed more often but lost more money per bogus transaction than people of retirement age.”
The article quotes Seattle King 5 News, the original source for this information.
“Move over, grandma and grandpa. Your Millennial grandkids reported losing [more] money to financial scams last year than you did, new government data shows.”
“In all, 40% of Americans in their twenties who reported fraud in 2017 indicated they lost money to the schemes, the Federal Trade Commission said last week in its annual databook of consumer complaints.”
“The percentage surpassed the 18% of U.S. consumers 70 or older who reported they lost money to fraudsters last year, the FTC said.”
The article specifically compares Millennials to people in their 70s and up largely because it’s more expected for older generations to fall prey to online scams. It’s based mostly from the assumption that most elderly people don’t know how to use a computer and tend to be more trusting, given that they lived in a far different era from the younger generation. Arguably, an era when you could most likely trust the word of another person. Still, the 50’s (what I, as a Millennial, presume to be the era of white picket fences and being very friendly to your neighbor) was almost 70 years ago. While computers are still a relatively new thing, the culture in which it was created was far different from the 50’s.
The first few home computers didn’t come out until around the 70’s and didn’t become common until the 80’s. And the big cultural change that came about was in the 60’s with the hippy revolution (and what I’ll forever blame for today’s highly secular culture).
What I’m trying to say is that, while our grandparents are old, they’re not THAT old. They may not exactly be geniuses when it comes to technology, but they can still smell b.s. when it’s right in front of them. So that’s clearly one massive difference between their generation and my generation.
Returning to the HotAir article, it continued: “The biggest category of scams was bogus debt collection schemes. (I’ve never understood how anyone falls for that if you know when and where you spend your money.) The next biggest categories were identity theft leading to fraudulent credit card charges and tax fraud. Another big category was ‘imposter claims’ where someone pretends to be a friend, relative or even a government agency like the IRS and tries to trick you into transferring money to them pronto.”
The writer then mentions a time when he almost fell for an imposter claim. How he had received an email from one of his friends saying that she needed money because she had been robbed while out of town. He says that he figured out it was a scam, that his friend’s email address had been hacked and that she had to reset her password largely because he took the time to call her and ask if she needed more assistance and she had no idea what he was talking about.
He also mentions that, given the data, he guessed that “at least one-third of you younger folks would have fallen for it.” Truth be told, reading it for the first time, I might’ve thought it could be legit. I’m not saying I would’ve fallen for it and sent money (largely because I don’t communicate with friends via email and this would’ve at least raised some flags), but I did think it could sound real. And I do think that other people my age might’ve fallen for this. After all, the biggest reason he figured out it was fake is because he CALLED his friend to see if she needed more help.
My generation is not one for making phone calls anymore. At least not an awful lot. Granted, a text might’ve also confirmed the email was bogus, but my generation is also known for one other thing: emotion.
When someone needs help and it’s within our power to help them, we don’t think about it, we just do it. And while that may be a noble act in other cases, it’s also a stupid act in cases like these. A Millennial might’ve seen that email, see that a friend needed his or her (or “its” or “ze’s” or whatever b.s. non-binary term they want to use) help and do exactly as requested without a second thought.
Or even a first, really.
Because that is one of the bigger things my generation is known for: feeling before thinking. It’s the very reason for my initial statement in the first paragraph. Millennials tend to be more gullible precisely because in every thought and action, emotion takes precedent over common sense or logic.
It’s why a twitter account for Planned Parenthood in Kentucky can tweet: “Some men have a uterus,” repeated literally 11 times to emphasize how serious they are that they believe such a lunatic thought (and to emphasize just how stupid they are).
Such a statement would’ve only gotten you laughs a decade ago. Today, that statement is treated like gospel, particularly coming from Planned Parenthood. It’s treated as though it’s a truthful statement even though it defies any sense of logic and even SCIENCE!
The moron that tweeted that “felt” it was right to tweet it even though it’s inarguably stupid. Even though, when you think about it, it doesn’t even make sense towards a Leftist agenda. Feminists shout that their vaginas “empower” them. Does that statement mean that men are “empowered” too? See, even in their own screwed up world of logic it’s an illogical statement.
Alas, I don’t want to continue risking losing brain cells talking about this. But it still illustrates my point. My generation is all about emotion, not logic. And it’s that emotion, or at least partly because of that emotion, that the FTC reported the numbers they have.
It’s that emotion that drives them to believe everything the Left and the media says. They say that Trump is a sexual assaulter and immediately believe it despite the lack of evidence towards it. They say that he cheated and colluded with Russia to steal the election from Hillary and immediately believe it despite the lack of evidence. The MSM thrives off of my generation’s emotions. And since it’s my generation that will one day rule the nation, our opinions matter more than anyone else’s to the media.
They thrive off of the anger of the Leftist students from Parkland High School who demand gun control, ironically while ignoring the anger of the conservative students from Parkland High School who call out the angry Leftists.
Emotions are the only place the Left can actually beat conservatives because emotions don’t require a sound thought. The Left can’t beat us in the realm of ideas, so they try to use emotions to push forward their own agenda. And Millennials are the perfect demographic for the Left to abuse.
Any developments on trading our Millennials with the Chinese ones?
“A fool gives full vent to his spirit, but a wise man quietly holds it back.”
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